Commercial Insurance

We know you value your business assets and employees. Task Cozad Insurance Group as your risk management partner to review your exposures, current coverages, and future growth plans to insure you have precisely the right coverage. Our commercial insurance department has vast knowledge and expertise in planning your coverage. Cozad Insurance Group has access to many insurance companies to place most any risk.

  • General Liability
  • Contractor’s Liability
  • Equipment/Inland Marine
  • Umbrella
  • Crime/Fiduciary Liability
  • Pollution
  • Builders Risk
  • Commercial Automobile
  • Equipment Breakdown/B&M
  • Windstorm/Flood
  • Employment Practices Liability
  • Under/Above Ground Storage Tanks
  • Property
  • Workers Compensation
  • Occupational Accident Plans
  • Directors & Officers Liability
  • Cyber/Network Security
  • Professional Liability

Bonds & Surety






Commercial Surety Bonds

Group Captive Insurance

Group Captives Turn Risk into Profit by offering

  • Premium Control – No Market Swings
  • Underwriting Profits – Up To 60% Premium Dividend Return
  • Investment Income – 5.8% Average return last 20 Years
  • Guaranteed Cost – No Risk

Insurance Designed For Your Needs.

As a member of a group captive, you are far less susceptible to the ever-increasing and unpredictable costs imposed by conventional insurance providers year after year.

Lower Cost

Traditional insurance pricing rarely reflects the actual cost of the protection you are purchasing. The traditional insurance cost structure is specifically designed to deliver profit to the insurer’s bottom line. In a Group Captive, the goal is to minimize costs and enhance your bottom line.

Enhance Profit Potential

As a member of a Group Captive, safety pays. You are rewarded for effective risk management by receiving premium dividends that are directly related to your loss performance, while investment income accumulates as well. That’s more money in your pocket to invest in whatever way your business needs it most.

Give Your Attention To What Matters: Your Business.

By turning to an independent captive consultant such as Cozad Insurance Group you spend less time addressing insurance issues and more time running your business!

Tyler Office

617 Chase Drive
Tyler, TX 75701

Lindale Office

1428 South Main
Lindale, TX 75771

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