Group Captives Turn Risk into Profit by offering

• Premium Control – No Market Swings
• Underwriting Profits – Up To 60% Premium Dividend Return
• Investment Income – 5.8% Average return last 20 Years
• Guaranteed Cost – No Risk

Insurance Designed For Your Needs.

As a member of a group captive, you are far less susceptible to the ever-increasing and unpredictable costs imposed by conventional insurance providers year after year.

Lower Cost

Traditional insurance pricing rarely reflects the actual cost of the protection you are purchasing. The traditional insurance cost structure is specifically designed to deliver profit to the insurer’s bottom line. In a Group Captive, the goal is to minimize costs and enhance your bottom line.

Enhance Profit Potential

As a member of a Group Captive, safety pays. You are rewarded for effective risk management by receiving premium dividends that are directly related to your loss performance, while investment income accumulates as well. That’s more money in your pocket to invest in whatever way your business needs it most.

Give Your Attention To What Matters: Your Business.

By turning to an independent captive consultant such as Cozad Insurance Group you spend less time addressing insurance issues and more time running your business!